High Deductible Health Plan

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A plan with a high minimum deductible for medical expenses. An HDHP usually has a higher annual deductible than non-HDHP health plans, and its minimum deductible can vary by year; however, it usually has a lower monthly premium. A High Deductible Plan (HDHP) can be combined with a health savings account (HSA), allowing you to pay for certain medical expenses with tax-free money.

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