Nova Health and Wellness program is what sets us apart from other health insurance companies. Nova Pathfinder Healthcare offers Holistic/Naturopathic healthcare allowances as well as conventional coverage choices to its members because we care deeply about providing you with natural methods to enhance your health and well-being.

Why join a holistic healthcare plan, and what does that mean?

Are you a bit of a rebel? Think of this unconventional health plan in the same way. Nova Pathfinder does not conform; instead, we thought outside the box to offer you more options and flexibility than traditional insurance. 

What’s Included in Health & Wellness Services and Treatments

    Acupuncture
    Massage Therapy
    Primary Care Annual Wellness Visit
    Chiropractor Annual Wellness Visit
    Chiropractic Care
    Naturopathic Provders
    Holistic Providers
    Homeopathy Providers
    Hearing Tests & Aids
    Supplements & Essential Oils
    Medical Marijuana
    Vision & Routine Eye Care
    Biological/Holistic Dental Care
    Gym Membership Reimbursment
    Member Referral Program

What if I missed fall open enrollment?

If you missed open enrollment, most health insurance companies will tell you that you’re out of luck, so you’d best hope you don’t get hurt or sick in the interim. Finding healthcare that will cover the things you need at a reasonable rate is no easy task. This flawed method which is used by the majority of health insurance companies is unacceptable. Nova Pathfinder is an alternative insurance plan that may be just what you’re looking for.

Acupuncture, Massage Therapy, Chiropractic treatment, Naturopathic and Homeopathy, Physical Therapy, Gym Membership, and authorized Supplements & Essential Oils are all available via our plan. These are products and services that are very important to our Members. Since many of our Members currently utilize these services, it is advantageous to apply these expenses to their deductible, allowing them to meet their deductible sooner. Allowing our Members to apply these services to the deductible means they can significantly reduce the deductible much faster. 

How Nova Pathfinder Healthcare Works

Nova Pathfinder is here to assist you in discovering natural paths to well-being. If you often use wellness services to stay healthy, such as vitamins, chiropractic treatment, massage therapy, essential oils, and acupuncture, save and submit your receipts for these services and products.

These receipts must be submitted to the Claims department, where they can be applied as an allowance to your yearly deductible. Money spent on these kinds of health and wellness services will count toward your deductible before your deductible has been reached. After you have met your deductible, you may be reimbursed for subsequent wellness checkups and supplements up to your maximum benefit limit. All health and wellness service receipts, including visits and the purchase of supplements, essential oils, etc., must be submitted within 30 days of service or purchase. It is your responsibility to confirm that we have received the receipts. You can request confirmation via email by contacting claims@mynovahealthcare.org. Please remember that services in this category will not be reimbursed until the deductible has been met. *Please see the maximum benefit limits under “Coverage Limits.” These can be combined in any of the services shown in the limitations below.

Health and Wellness Treatments and Services

Acupuncture, Massage Therapy, Physical Therapy, Chiropractic Care, Naturopathic Care, Holistic Care, Homeopathic Services, Hearing Tests & Aids, Supplements, Medical Marijuana and Essential Oils, Reimbursement for Gym Membership Fees, Wellness Visits, Dental, and Vision.

Health and Wellness Limits 

$ 2000.00 max benefit for Individual 
$ 4000.00 max benefit for Individual +1 
$ 4000.00 max benefit for Family

Nova Pathfinder Healthcare is experiencing a temporary service outage for new members in the state of Idaho. For questions or to get a quote contact member services at 833-444-6682.