Benefits of a High Deductible Plan

The deductible for any insurance policy is a tool for keeping the premiums lower. By choosing a health insurance policy with a higher deductible, your out-of-pocket expenses for the year will be much lower than they would be for the same coverage with a lower deductible. This is especially true if you’re healthy and paying for coverage that isn’t being used on trips to urgent care or the emergency room.

Nova Pathfinder Healthcare uses a high deductible to keep your costs lower year round, and includes several value-added features to ensure you’re getting the most for your healthcare dollars. These value-added features include generous benefits for wellness exams including dental, vision and your annual physical checkup.

Your Nova Pathfinder coverage includes allowances that cover holistic, naturopathic and traditional care designed to meet you and your family’s needs. In addition, your plan includes virtual doctors visits, online member portal, member referral program, and the ability to take advantage of the tax savings of a Health Savings Account (HSA).

How The Coverage Works

High-deductible healthcare can save you money in the form of lower premiums and the tax breaks you can get on your medical expenses by using a Health Savings Account (HSA). By taking advantage of built-in allowances for chiropractic care, massage therapy, acupuncture, routine diagnostic care, prescription drugs, vitamins supplements and essential oils you can quickly pay down your plan’s deductible minimizing your out-of-pocket expenses if you’re hospitalized or need emergency care.

Learn More About The Benefits of Nova Pathfinder Healthcare

Get a quote today and with Nova Pathfinder’s open enrollment your coverage can start in as little as two weeks time.

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Nova Pathfinder Healthcare is experiencing a temporary service outage for new members in the state of Idaho. For questions or to get a quote contact member services at 833-444-6682.